Wednesday, April 24, 2013

on REITs

There are an enormous amount of investment options available to the average investor or retirement planner, enough to confuse most of us. And when you ask the question whether you should own this or that, we ask it too. When we wanted to know what a REIT was, we asked an expert.

As a quick review, a REIT or real estate investment trusts is a stock and because of this, it can be purchased by you as a share or buy a mutual fund or ETF. This sort of investment is required to pay the shareholder 90% of the profits - after expenses. This is referred to as the yield. And in many instances, it can be a worthy rival to many other fixed income investments.

Our expert explained many of the nuances of a REIT and what they focus on, their methods of surviving economic downturns and most importantly why they should be part of a diversified portfolio.

In this edition of the Financial Impact Factor Radio with Paul Petillo, Dave Kittredge and Dave Ng, we had someone who has focused his career on real estate as an investment: Brad Thomas. Mr. Thomas researches and writes on a variety of real estate based fixed- income alternatives including both publicly-traded and non-traded REITs or real estate investment trusts. He has a broad background in capitalization and sustainable net lease investing. Mr. Thomas currently writes weekly articles for Seeking Alpha and Forbes where he maintains real-time research on many of the equity REITs and retailers.

Among the topics Brad explained included the risk of owning these investments, how they are structured and the dividends they offer, how to analyze their worth and most importantly, how these investments react to various economic forces. REITs have been around for over five decades and are a widely suggested part of a diversified portfolio.

This is a must listen show for not only the curious investor but those looking to better understand the subject of REIT investments.

Listen to Financial Impact Factor Radio with your hosts: Paul Petillo of and Dave Kittredge and Dave Ng.

(reprinted with all permissions from

Saturday, March 9, 2013

The importance of a mutual fund portfolio

There are three things to consider when building a mutual fund portfolio. First, the most respected investors in history believe in what a mutual fund portfolio provides the small investor. Second, the most respected investors in history may never advocate for a mutual fund only portfolio. And lastly... You can read the full article here.

Thursday, March 7, 2013

Mutual Funds: investing in fixed income

Mutual funds are numbered in the tens of thousands investing in every conceivable investment opportunity. They range from equity (stocks) to fixed income (bonds) to money markets, commodities and beyond. And they break down even further to investments focused on domestic offerings to international, emerging markets to total global coverage. You can read the full article here.

Wednesday, March 6, 2013

What is an Index Fund?

Before they downturn in 2008, now commonly referred to as the Great Recession, indexed mutual funds were used mostly by the conservative investor and the investor new to the experience. These two groups found the experience of investing with other mutual funds disconcerting. Read the full article here.

Tuesday, March 5, 2013

Index funds: The mutual fund for most investors.

Recently, Etrade began advertising their mutual fund selection. They boasted an inventory of 8,000 mutual funds. Choosing among those available mutual funds can be a daunting task for even an experienced investor. You will need to know not only who you are but what you hope to achieve. You can read the full article here.